Making Home Affordable

In yet another attempt to keep a roof over our heads, I have filed the paperwork with the mortgage company for the Making Home Affordable program. I have yet to hear of anyone that has been approved for this program though I know certain friends have tried.

The form itself was 8 pages long. Not too bad. Then there was the 4506T-EZ, the utility bill copy, the profit & loss business statement, the previous two years’ tax returns, the W2s, the pay stubs, four months of personal checking statements, four months of business checking statements, car loan statement, vehicle title copies, and the signature in blood.

So now the game is this: I call every week until I get an answer. The first call was right after the half hour faxing marathon to make sure all the pages came through. My fax machine is SO not happy with me and may need replacing. The second call came the week after the fax. And, as I say, the calls must  continue weekly to let them know that I am serious about the kind of hardship we are in and that, with the help of this program, I can survive.

The catch is, it is now taking up to a year to be approved. A YEAR! We will have lost more than the house by then.

Published in: on February 9, 2010 at 11:07 am  Leave a Comment  

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